man smiling
It’s so rewarding to get to work with business owners pairing a strategic benefits plan with best-in-class service, allowing them to meet their growth goals and be the type of employer their employees are delighted to work for.

Steve Gray

Benefits Advisor

With more than a decade of experience in the industry, Steve Gray has worked as a licensed agent and employee benefits advisor for over 10 years. Much of his time was spent with Gray & Troy Insurance before joining Morris & Garritano when the two companies came together.  

Steve graduated from St. Mary’s College in 1996 with a Bachelor of Science in Business Administration. Before tackling the insurance industry, he spent time in the Information Technology sector located in the Silicon Valley.  

With specialized expertise in Healthcare Reform, employee benefits and individual life and health benefits, Steve is also a certified Covered California agent. He is continuing his professional education on the Affordable Care Act, including Healthcare Reform Studies administered by The American College and the California Association of Health Underwriters (CAHU). Additionally, Steve earned his Certified Healthcare Reform Specialist certification through CAHU. 

What "covered" should feel like.