Feb 02, 2023
35% of Workplace Injuries Occur During First YearUnderstand first-year injury claims from the 2022 Injury Impact Report by Travelers and help keep your staff trained and your workplace safe.
Even with the most robust of loss prevention strategies, occupational injuries or illnesses are an unfortunate reality. That is why it is important to have an experienced claim professional to help navigate the increasingly complex Workers’ Compensation system.
We understand that claims dollars play a primary factor impacting not just your insurance premiums, but productivity, employee morale, and profitability. Should an accident occur, the next best strategy is to take necessary steps to contain the costs of the loss. Our team is ready to support your organization, leveraging their years of experience, key relationships, and strategic approach to claims management.
Our goal is getting your injured workers the appropriate level of support and care they need to return to work. We advocate for both employer and employee by fostering strong communication and partnership between all parties involved. This ultimately reduces friction points, resulting in more efficient and effective resolutions.
The following steps are taken to support your internal claim management efforts:
First Report of Injury
- Claim filing assistance and Medical Provider Network navigation
- Preliminary incident investigation best practices and protocols
Claim Status & Reserves
- Formal claim status reviews as needed
- Claim oversight of insurance company’s communication, treatment plan, reserving logic, and closures
- Modified duty/return to work strategies
Experience Modification Reconciliation
- Analyze experience modification worksheets against payroll and incurred values for accuracy
- Errors in claim values or coding are submitted for correction and recalculation when appropriate
Tools & Resources
Workers' Compensation Claims Reporting
Most states require an employer to report a workers’ compensation claim directly to their carrier, which can be accessed through our Carrier Contacts page. If your employee has sustained an injury at work, but does not require or desire medical treatment, they should complete a Declination of Medical Treatment form.
If an employee does require medical treatment, you MUST provide access to a medical provider and the DWC-1 Form within one (1) working day of your knowledge of the injury. Please feel free to contact our office at 805-543-6887 for additional assistance.
Related Articles
Dec 28, 2022
Industry Forecast 2023: The Coming Year in InsuranceOur experts discuss market trends in the insurance industry and look ahead to 2023 in this year's edition of the Industry Forecast 2023.
Sep 15, 2022
What’s the Deal with the SR-1?If you are involved in an auto accident in California, you may be required to complete an SR-1 form and mail it in to the DMV. Here we discuss some of the questions we commonly receive regarding this form, along with answers from our experts.
Sep 08, 2022
How Does Filing a Claim Affect My Insurance Rates?Every carrier handles claims a little differently with no one-size-fits all answer on how filing a claim will affect your rates or availability of coverage. Reporting a claim promptly though, is one of the most important actions you can take to protect your rights under the policy.
Aug 25, 2022
Property Values and Inflation Impacts on Insurance PremiumsThe pains of inflation are being felt in every aspect of life from gasoline to groceries to insurance policies. In times like these, the best thing you can do to protect your assets is to ensure your property is accurately appraised and fully insured.
Aug 17, 2022
A Note to Professionals – Understanding Errors & Omissions InsuranceAs an established professional with extensive knowledge in your field, it is your responsibility to ensure accuracy in the services you provide to your clients. Despite best efforts, sometimes mistakes are made. Understand Errors & Omission insurance and what kind of protection Professional Liability can provide.
Jul 27, 2022
Understanding Employment Practices Liability (EPL)Employment practices liability (EPL) insurance provides coverage to employers against claims made by employees alleging wrongful termination, discrimination (based on sex, race, age or disability)
Jun 23, 2022
The Basics of Fiduciary Liability CoverageTo keep your business operations and employees protected and secured, it’s important to have proper coverage for Directors & Officers liability and Employment Practices liability.
Jun 02, 2022
Handling Auto Claims: Vehicle TheftIn the unfortunate event you find yourself facing a vehicle theft claim, understanding how the insurance process works can ease some of the stress you’ll be facing.
