Learn how to engage your Medical Provider Network, train supervisors, guide injured employees to care, and support a smoother return-to-work process.
Even with the most robust of loss prevention strategies, occupational injuries or illnesses are an unfortunate reality. That is why it is important to have an experienced claim professional to help navigate the increasingly complex Workers’ Compensation system.
We understand that claims dollars play a primary factor impacting not just your insurance premiums, but productivity, employee morale, and profitability. Should an accident occur, the next best strategy is to take necessary steps to contain the costs of the loss. Our team is ready to support your organization, leveraging their years of experience, key relationships, and strategic approach to claims management.
Our goal is getting your injured workers the appropriate level of support and care they need to return to work. We advocate for both employer and employee by fostering strong communication and partnership between all parties involved. This ultimately reduces friction points, resulting in more efficient and effective resolutions.
The following steps are taken to support your internal claim management efforts:
First Report of Injury
Claim Status & Reserves
Experience Modification Reconciliation
Most states require an employer to report a workers’ compensation claim directly to their carrier, which can be accessed through our Carrier Contacts page. If your employee has sustained an injury at work, but does not require or desire medical treatment, they should complete a Declination of Medical Treatment form.
If an employee does require medical treatment, you MUST provide access to a medical provider and the DWC-1 Form within one (1) working day of your knowledge of the injury. Please feel free to contact our office at 805-543-6887 for additional assistance.
Learn how to engage your Medical Provider Network, train supervisors, guide injured employees to care, and support a smoother return-to-work process.
General liability and umbrella insurance rates remain under pressure as social inflation, larger jury awards, and rising claim costs reshape the liability landscape. Learn what’s driving these increases and the steps businesses can take to strengthen their risk management programs.
Effective contractual risk transfer goes beyond collecting COIs. Strong agreements, appropriate insurance requirements, and supporting endorsements help businesses manage vendor, contractor, and third-party risks with greater confidence.
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Understand Class Code 5606 eligibility, avoid workers’ compensation misclassification, and reduce the risk of unexpected premium adjustments at audit.
Does claim frequency impact your ExMod more than claim severity? Learn how the WCIRB experience rating formula works and why multiple small claims can affect workers' compensation premiums more than fewer large claims.
A safety violation doesn’t have to involve a major accident to have a meaningful impact on your business. Each year, Cal/OSHA identifies the workplace safety standards most frequently cited for violations in the prior year. Here are the Top 10 for 2025—and what employers can learn from them.
Each year, the WCIRB (Workers' Compensation Insurance Rating Bureau) reviews and updates Dual Wage Thresholds and Minimum/Maximum Payroll requirements for Executive Officers & Owners. This announcement is to keep you informed about key updates that could impact your workers’ compensation coverage.
Behind every workers' compensation claim is an opportunity to protect your bottom line. See how our claims experts uncovered an experience modification error and helped a client recover $14,170 in returned premium - without any additional work or stress for the client.
What "covered" should feel like.
What "covered" should feel like.
What "covered" should feel like.
What "covered" should feel like.
What "covered" should feel like.