Dec 28, 2022
Industry Forecast 2023: The Coming Year in InsuranceOur experts discuss market trends in the insurance industry and look ahead to 2023 in this year's edition of the Industry Forecast 2023.
At Morris & Garritano, we have always known that a strong, local economy is built on businesses that feel confident making progress, not impeded by risk. After a century of experience, we know that proper surety and bonding solutions are an integral part of ensuring your business’ success.
As your company evolves, it requires an expert to help mitigate the risks and liabilities that could affect your business when working in complex and potentially volatile industries. Our Surety Department provides technical expertise and exceptional carrier relationships on behalf of our clients. From contract performance and payment bonds, to license and permit bonds, court bonds, subdivision bonds, or miscellaneous commercial bonds, we represent businesses of diverse sizes and types and are actively involved in the construction and wine industries.
Our clients appreciate the hallmarks of our approach:
- Excellent reputation with surety companies
- In-house authority for bond issuance
- Rigorous search of the marketplace on your behalf
- Connecting to carriers’ resources
- Collaboration with your accountant, attorney, and banker
- Proactive in resolving challenges
We value our membership and participation in the following organizations:
- Association of General Contractors
- Construction Financial Management Association
- Construction Industry CPAs/Consultants Association
- Home Builders Association of the Central Coast
- National Electrical Contractors Association
- SLO County Builders Exchange
- Santa Maria Valley Contractors Association
- Santa Barbara Contractor Association
- Community Care Options Network
- Paso Robles Wine Country Alliance
- Monterey County Vinters & Growers
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Property Values and Inflation Impacts on Insurance PremiumsThe pains of inflation are being felt in every aspect of life from gasoline to groceries to insurance policies. In times like these, the best thing you can do to protect your assets is to ensure your property is accurately appraised and fully insured.
Jun 23, 2022
The Basics of Fiduciary Liability CoverageTo keep your business operations and employees protected and secured, it’s important to have proper coverage for Directors & Officers liability and Employment Practices liability.
