Mar 17, 2023
The Importance of Ergonomics and Workplace Safety for Office WorkersPrioritizing the importance of ergonomics and workplace safety for office workers can reduce injuries, increase productivity, and promote wellbeing.
For over a century, we have prided ourselves on consistently providing our clients with top-tier comprehensive coverage and excellent service. Whether you operate a small, local business or a multi-regional corporation, we will find the property & casualty insurance solution to meet the specific needs of your operation.
At Morris & Garritano, we extensively examine your business and its unique exposures to identify and mitigate potential risk. We advocate for you, leveraging our strong carrier relationships to develop a policy that best fits your company’s needs. From the analysis of risk to the placement of coverage, and through the proactive servicing of your policies, we will earn and keep your trust. Your business is unique — so your insurance should be too.
Product Offerings
Leveraging our breadth of offerings and strong carrier relationships, we work to tailor a comprehensive insurance solution built to meet the specific needs of your operation.
Safety & Risk Control
Utilizing our expertise and insight, we partner with you to establish strategies for reducing potential incidents and improving operational efficiency by providing program development tools, training and resources, and OSHA compliance consulting.
Workers’ Compensation Claims Analysis
Our goal is to get your injured workers the care they need by advocating for both employer and employee with attentive communication, strategic processes, and performing experience modification reconciliation on your behalf if necessary.
P&C Claims Advocacy
Our strategic approach to claims advocacy, offering personalized support and consulting, ensures we are ready to assist your organization in navigating through the claims processes with the goal of facilitating a prompt and fair resolution.
Bonds & Surety
After a century of experience, we offer technical expertise and leverage our exceptional carrier relationships to ensure your business’ success with rigorous market search and collaboration.
HR Services
Our dedicated human resource consultants and services fill a critical need by providing support and advocacy with timely resources, personalized coaching, and practical solutions for workplace management.
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Current Insurance Conditions Client UpdateWe are facing an unpredicted time of difficulty in the insurance industry. Consumers across the board are facing challenges, particularly with their home and auto policies.
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What’s the Deal with the SR-1?If you are involved in an auto accident in California, you may be required to complete an SR-1 form and mail it in to the DMV. Here we discuss some of the questions we commonly receive regarding this form, along with answers from our experts.
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How Does Filing a Claim Affect My Insurance Rates?Every carrier handles claims a little differently with no one-size-fits all answer on how filing a claim will affect your rates or availability of coverage. Reporting a claim promptly though, is one of the most important actions you can take to protect your rights under the policy.
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Property Values and Inflation Impacts on Insurance PremiumsThe pains of inflation are being felt in every aspect of life from gasoline to groceries to insurance policies. In times like these, the best thing you can do to protect your assets is to ensure your property is accurately appraised and fully insured.
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A Note to Professionals – Understanding Errors & Omissions InsuranceAs an established professional with extensive knowledge in your field, it is your responsibility to ensure accuracy in the services you provide to your clients. Despite best efforts, sometimes mistakes are made. Understand Errors & Omission insurance and what kind of protection Professional Liability can provide.
