Dec 28, 2022
Industry Forecast 2023: The Coming Year in InsuranceOur experts discuss market trends in the insurance industry and look ahead to 2023 in this year's edition of the Industry Forecast 2023.
Our seasoned and experienced team at Morris & Garritano has been trusted for generations to customize solutions for high-net-worth private client individuals and families. We understand what it takes to manage risk and plan for the future in safeguarding your assets.
Through personal relationships and exceptional service, our team will assess your needs to establish an insurance program that best suits you. Our clients can expect competitive coverage and expert analysis with concierge level assistance available from our in-house team.
At Morris & Garritano, we are dedicated to offering our clients personalized support at the time of purchase and at the time of need.
Private Client Advantages
- Holistic analysis to build a custom personal insurance portfolio
- Broad coverage and competitive pricing
- Concierge-level service with in-house claims advocacy
- Annual insurance portfolio review
- Collaboration with trusted advisors such as CPAs, attorneys, and financial planners
- Ongoing updates on evolving coverage options
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Current Insurance Conditions Client UpdateWe are facing an unpredicted time of difficulty in the insurance industry. Consumers across the board are facing challenges, particularly with their home and auto policies.
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Preparing for Open EnrollmentOpen Enrollment is the time of year you get to add, remove, or change your elections in your benefits plan.
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What’s the Deal with the SR-1?If you are involved in an auto accident in California, you may be required to complete an SR-1 form and mail it in to the DMV. Here we discuss some of the questions we commonly receive regarding this form, along with answers from our experts.
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How Does Filing a Claim Affect My Insurance Rates?Every carrier handles claims a little differently with no one-size-fits all answer on how filing a claim will affect your rates or availability of coverage. Reporting a claim promptly though, is one of the most important actions you can take to protect your rights under the policy.
Aug 25, 2022
Property Values and Inflation Impacts on Insurance PremiumsThe pains of inflation are being felt in every aspect of life from gasoline to groceries to insurance policies. In times like these, the best thing you can do to protect your assets is to ensure your property is accurately appraised and fully insured.
Aug 17, 2022
A Note to Professionals – Understanding Errors & Omissions InsuranceAs an established professional with extensive knowledge in your field, it is your responsibility to ensure accuracy in the services you provide to your clients. Despite best efforts, sometimes mistakes are made. Understand Errors & Omission insurance and what kind of protection Professional Liability can provide.
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Understanding Employment Practices Liability (EPL)Employment practices liability (EPL) insurance provides coverage to employers against claims made by employees alleging wrongful termination, discrimination (based on sex, race, age or disability)
Jun 28, 2022
Advocacy Through the Ages: Providing Peace of Mind Then and NowSince 1885, we at Morris & Garritano have been providing comprehensive insurance solutions and trusted brokerage for our clients.
