Compliance

Morris & Garritano remains at the forefront of the industry, keeping abreast of ever-changing federal and state legislation to provide you with a detailed understanding of the laws, regulations, and standards you need to keep your benefits plan compliant.

Our range of services focus on delivering custom solutions for your Employee Benefit Program. We help to meet the needs of your employees, while considering the capabilities and financial objectives of your business. With a detailed knowledge and understanding of healthcare benefits and policies, our team makes themselves readily available. When it comes to navigating the complexities of compliance, you’re never alone.

Compliance Monitoring and Management

Our benefit compliance services include continuous monitoring and information sharing about laws, regulations, and guidance related to the Affordable Care Act (ACA), COBRA, HIPAA, ERISA, USERRA, flexible spending accounts, cafeteria plans, Form 5500 annual reporting requirements, Section 105 medical expense reimbursement programs, etc.

IRS Form 5500 preparation
Form 1094-C/1095-C reporting coordination, auditing, and support
Compliance updates, educational webinars, compliance document library, periodic benefits program check-ups

Compliance Assessment

In addition to monitoring and communicating regulatory requirements, we provide clients with a comprehensive compliance assessment. We will use the findings of your assessment to help you mitigate risk and resolve any immediate issues. We then map and manage a strategy to help your benefits plan remain compliant, year after year.

ACA readiness gap analysis
Best practices for Section 4980H employer mandate adherence
ERISA document review and preparation

ACA employer penalty solutions
Compliance certification, education and ongoing support

Tools & Resources

Compliance Advisors

Providing timely updates on federal and state legislation that may impact your employees or operations, our Compliance Advisors are a trusted and valuable resource for businesses of all size.

View Compliance Advisors

Compliance Calendar

Our Compliance Calendar is created to help you stay on top of important due dates throughout the year. It includes calendar reminders and links to necessary forms. Keep in mind the dates included are based on an ERISA plan calendar year and may vary depending on your plan year.

Compliance Calendar 2023

Self-Assessment Compliance Scorecard

Is your organization receiving the support that it needs? Use this scorecard to evaluate the current state of your Compliance practices to learn if they are well established or could use some additional guidance.

Self-Assessment Compliance Scorecard

Cafeteria Plans

Cafeteria plans are benefits packages governed by IRS Code Section 125 which allow employers to help their employees pay for expenses, such as health insurance, with pre-tax dollars.

Learn more about Cafeteria Plans

Important Benefits Notices

Notices, updates, and alerts impacting your coverage and policy are an important part of your comprehensive understanding. Keep track of issued notifications and relevant information here, complied for your convenience.