The temporary Medicare Part D premium stabilization subsidies are ending after 2026. As a result, some Medicare beneficiaries may see changes to their standalone Prescription Drug Plan (PDP) premiums and coverage options in 2027.
At Morris & Garritano, we are dedicated to simplifying administrative tasks for our clients to minimize your burden and optimize efficiency. From start to finish, our team handles the setup and integration of all technology solutions for your benefits administration so you can focus on what matters most — running your business.
Our technology solutions offer useful benefits administration and compliance tracking tools. These user-friendly online platforms will provide you and your employees with a self-service environment to access a wealth of insurance, compliance, and human resources information as well as enrollment and benefits management.
Our team is equipped to implement a system designed to meet the unique needs of your company. You can feel confident knowing our experts are readily available to assist your employees in navigating their own benefits portal and handling day-to-day inquiries. All setup and integration are handled by our team. It’s simple, paperless, and hassle-free!
Technology solutions for your employees:
Flexible, user-friendly employee portal featuring:
*With select payroll partners
Technology solutions for your administration:
The Employee Navigator online portal creates a more efficient and convenient way to manage your company’s HR operations with integrated tools for benefits, payroll, onboarding, ACA and more.
The temporary Medicare Part D premium stabilization subsidies are ending after 2026. As a result, some Medicare beneficiaries may see changes to their standalone Prescription Drug Plan (PDP) premiums and coverage options in 2027.
For many people, Medicare can feel mysterious or confusing as they approach age 65. The program is structured differently from the employer-sponsored health plans most people are accustomed to, including its approach to preventive care.
Overview of ACA affordability requirements for employer-sponsored health coverage, including annual percentage thresholds, IRS safe harbors (FPL, Rate of Pay, Form W-2), and key factors affecting employee contributions such as flex credits, opt-out incentives, and wellness programs.
As more Americans work longer and delay retirement, international travel is increasingly part of the conversation for employees over age 65. Whether it’s a bucket‑list trip before retirement or extended travel after scaling back work, there’s one critical issue many overlook: health coverage outside the U.S.
The IRS released the 2027 health savings account (HSA) annual contribution limits and high deductible health plan (HDHP) requirements in IRS Rev. Proc. 2026-24.
Each year, employers may be responsible for reporting and paying the Patient-Centered Outcomes Research Institute (PCORI) fee. Here’s a high-level overview of what to expect for the 2026 filing cycle.
Stay informed about Medicare Part D changes in 2026. Learn how to avoid coverage gaps, rising drug costs, and enrollment mistakes with simple tips for reviewing and managing your Medicare prescription drug plan.
Confused by biologics and biosimilars? Learn what these are and what you should know when reviewing your insurance plan's prescription coverage.
Wondering how telemedicine is covered by insurance? Learn what to expect from virtual visits, costs, and claims processing.
What "covered" should feel like.
What "covered" should feel like.
What "covered" should feel like.
What "covered" should feel like.
What "covered" should feel like.