For many people, Medicare can feel mysterious or confusing as they approach age 65. The program is structured differently from the employer-sponsored health plans most people are accustomed to, including its approach to preventive care.

Wondering why do vaccinations matter? Understand immunization and learn how to get the most out of your healthcare plan.

Overview of ACA affordability requirements for employer-sponsored health coverage, including annual percentage thresholds, IRS safe harbors (FPL, Rate of Pay, Form W-2), and key factors affecting employee contributions such as flex credits, opt-out incentives, and wellness programs.

Morris & Garritano has been recognized in two national insurance industry rankings, Business Insurance's 2026 Top 100 U.S. Brokers and The Hales Report Top 100 U.S. Agents & Brokers.

Each year, the WCIRB (Workers' Compensation Insurance Rating Bureau) reviews and updates Dual Wage Thresholds and Minimum/Maximum Payroll requirements for Executive Officers & Owners. This announcement is to keep you informed about key updates that could impact your workers’ compensation coverage.

Heather Ross's career journey proves that every experience matters. Read how she found her passion helping clients through insurance claims at Morris & Garritano.

As more Americans work longer and delay retirement, international travel is increasingly part of the conversation for employees over age 65. Whether it’s a bucket‑list trip before retirement or extended travel after scaling back work, there’s one critical issue many overlook: health coverage outside the U.S.

Can I use my insurance while traveling? Understand how to access medical care while traveling abroad and what to do when you need healthcare.

The IRS released the 2027 health savings account (HSA) annual contribution limits and high deductible health plan (HDHP) requirements in IRS Rev. Proc. 2026-24.