Overview of ACA affordability requirements for employer-sponsored health coverage, including annual percentage thresholds, IRS safe harbors (FPL, Rate of Pay, Form W-2), and key factors affecting employee contributions such as flex credits, opt-out incentives, and wellness programs.

If you use Employee Navigator for ACA reporting, accuracy starts with knowing the system inside and out. As ACA reporting season approaches with forms due to employees by March 2, 2026 (California deadline is end of January), this session will help you prepare, review, and transmit your data correctly so you can avoid common pitfalls that lead to IRS penalties. 

ACA reporting season is approaching, with forms due to employees by March 2, 2026 (California deadline is end of January). Even if you use a payroll or third-party vendor, understanding the process is key to avoiding costly mistakes. As most IRS penalties stem from reporting errors, knowledge is your best defense. 

Affordability rules ensure that the health coverage you offer meets ACA standards. Understanding affordability is needed when you set the rates for the year, plus safe harbor coding on the ACA forms.

A successful ACA compliance strategy starts with understanding whether your organization qualifies as an Applicable Large Employer (ALE). This determination shapes your reporting obligations and sets the foundation for everything that follows. To help you approach this step with confidence, we’ve created a short explainer video and curated resources that walk you through the process and provide tools for accurate calculation. 

A comprehensive training on ACA forms and processes with a focus on using Employee Navigator for your reporting.

A step-by-step guide to the forms and processes needed to help ensure you are comfortable and confident in your ACA reporting.