
To ensure the success and safety of agricultural operations, employers should prioritize staff health and wellness during Harvest Season.

From growing to processing to distribution, ag producers operate on tight margins and face unpredictable exposures. At M&G, we design insurance strategies that reflect the seasonality, volatility, and complexity of modern agriculture.


Property, Equipment & Environmental Risk
Agricultural operations often rely on specialized equipment and open-field exposures that are tough to insure—especially in wildfire zones. We help secure property and equipment coverage that reflects your real risk and supports recovery.
Product Liability & Contamination
Whether you’re shipping fresh produce or packaged goods, food safety matters. We offer protection against overspray, wind drift, spoilage, and liability from contamination—ensuring you can meet your buyers’ and regulators’ standards.

What “covered” should feel like.

To ensure the success and safety of agricultural operations, employers should prioritize staff health and wellness during Harvest Season.

Look out for these common Cal/OSHA violations and hazards in the winery industry. Understand safe and compliant operations.

Understand what makes a safe workplace and be sure you know how to avoid a costly claim during harvest season.

The Summer months are in full swing and with the warming temperatures, grape vines are under close eyes. As any experienced vineyard operator or grape farmer knows, the best date of harvest is rarely ever the same.
What "covered" should feel like.
What "covered" should feel like.
What "covered" should feel like.

What "covered" should feel like.
What "covered" should feel like.