Sep 07, 2023
Why Home and Auto Insurance Rates Are Continuing to Rise in 2023It's a tough year, we get it. Understand why home and auto insurance rates are continuing to rise in 2023 and what our experts have to say.
For decades, our team at Morris & Garritano has been trusted to expertly assess, provide, and manage comprehensive coverage for our clients in the construction industry. We have a deep understanding of how to navigate the risks and create a successful plan that works to protect you, your employees, and your assets.
Thoroughly versed in the unique demands of the industry, our team services a diverse range of operations from small trade contractors to general engineering contractors with large numbers of employees. By building a strong relationship with each of our clients, we take a personalized approach to understanding the goals and needs of your company to build a custom plan that works for your unique operation.
With M&G, you’ll have access to our premier service team of dedicated Human Resources, Risk Management, and Workers’ Compensation professionals. As proven, industry leaders, we work closely with your carrier and utilize our strong market relationships to confidently determine areas of service that provide your company with the best solutions while making sure you receive individualized care and support when needed.
Providing the Best Service to You
With the growing and evolving risks of the construction industry, it’s important to have an insurance team well-versed in the risk management coverage process. We will take proactive steps to ensure proper coverage for your job sites, your business, and your employees by utilizing an array of services such as:
- Cal/OSHA Support & Training
- Forklift Operation Training
- On-Site Safety Inspections
- Safety Program Implementation
- Assistance with Claims and Filing Review
- Experience Modification Analysis
- Labor Laws & HR Consulting
Comprehensive Coverage
With a special focus on the construction and building industry, we offer various lines of coverage that pertain to all elements of your business including:
- Workers’ Compensation
- General Liability
- Commercial Auto
- Equipment Floater
- WRAP/Builders Risk
- Employee Benefits
Related Articles
Aug 24, 2023
Promoting Health, Wellness, and Safety in Agriculture: A Guide for a Safe Harvest SeasonTo ensure the success and safety of agricultural operations, employers should prioritize staff health and wellness during Harvest Season.
Aug 10, 2023
Common Cal/OSHA Violations and Hazards in the Winery IndustryLook out for these common Cal/OSHA violations and hazards in the winery industry. Understand safe and compliant operations.
Aug 03, 2023
How to Avoid a Costly Claim During Harvest SeasonUnderstand what makes a safe workplace and be sure you know how to avoid a costly claim during harvest season.
Jul 27, 2023
Liability Policies: What is the Difference between Occurrence vs. Claims Made Policies?Learn about Liability Policies and understand topics like: "What is the Difference between Occurrence vs. Claims Made Policies?"
Jul 20, 2023
New Business BasicsOur team of experts at Morris & Garritano is here to help, ensuring you have access to personalized care and expert advocacy.
Jun 29, 2023
Advocating for Employee Safety: Emphasizing the Importance of Distraction-Free DrivingPromote the safety of your employees behind the wheel by advocating for distraction-free driving and fostering safer roads for all.
Jun 08, 2023
Surety Bonds 101: What Are They and Who Needs One?Learn about Surety Bonds: what they are, who needs one, and how to get them. Our qualified team at Morris & Garritano is here to help!
May 25, 2023
Electrical Panels and Property Coverage IssuesLearn about the correlation between electrical panels and property coverage issues as carriers aim to incentivize safety and minimize risk.
