Who We Are

Headquartered on the Central Coast of California, our agency began in 1885 with the purpose of serving our clients and protecting what matters. Now, with growth and expansion across the nation, we continue to live out that same mission in our work each day, building relationships and furthering our legacy.

At Morris & Garritano, we’re proud to be one of California’s largest independent agencies. One of the hallmarks of our advocacy is our personalized approach to service. By understanding our clients, we are able to serve them well. With meaningful relationships often spanning generations, our clients know us for earning their trust twice: at the time of service, and at the time of need.

Insurance is about protecting what matters: in our work, among our teams, and in our homes. By leveraging our strong carrier relationships, we ensure a customized policy is built around your individual needs while meeting the goals of your finances and operations.

Our areas of expertise include:

Property & Casualty Insurance

Employee Benefits

Workers’ Compensation

Human Resources

Safety & Risk Control


Surety & Bonding

Personal Insurance


At Morris & Garritano, we embody an enduring passion to provide peace of mind for our clients, ensuring businesses and families are adequately prepared for their future. Our agency’s dedication is deeply rooted in its own heritage with more than a century of experience since our founding in 1885.

We understand and respect the value of service with integrity and have built our reputation on that principle, guided by our own legacy of strong leadership. You are invited to learn more about the trailblazers, their families, and our shared local history that defines who we are today!

Our Mission

To be trusted advisors providing peace of mind through meaningful relationships and exceeding expectations for generations to come.

Our Values

Do the right thing

Being accountable to our clients and each other for our actions, we are committed to making choices that are in the best interest of those we serve.

Love what you do

We are committed to creating a culture of individuals who are passionate and dedicated to their work and our clients.

Always be improving

We crave knowledge and understanding to grow ourselves and our team to achieve better outcomes.

Go the extra mile

With a legacy of strength and stability guiding us, we believe in the continuous pursuit of exceeding expectations.

Build collaborative relationships

We strive to connect with those we serve both personally and professionally.

What "covered" should feel like.