Wine is more than a product—it’s a high-value asset that evolves over time. We help you evaluate your inventory at every stage and build coverage that reflects its true value, from barrel to bottle. With M&G, you get tailored protection backed by deep industry expertise and the tools to make confident decisions.

Wine collection on wooden shelves

Tailored coverage for wine throughout the production and storage process

  • Protection for picked grapes and bulk, barreled, & bottled wine
  • Flexible valuation based on cost, retail, or scheduled pricing
  • Coverage for spoilage, leakage, and contamination
  • Fire and earthquake protection for rural or high-risk properties
  • Options for scheduled and blanket inventory coverage
  • Stock throughput and earthquake coverage for wine inventory
Close up of pile of wine grapes with barrels stacked in the background

Valuation That Reflects Real Worth

Your wine increases in value long before it’s bottled. We collaborate with you to assess when and how to insure your inventory based on stage, value, and your comfort level with risk retention.

 

Safeguarding Inventory in High-Risk Areas

Wineries often operate in wildfire or earthquake zones. Our programs account for these risks and provide protection for your inventory in tanks, barrels, and even off-site storage locations.

 

Row of silver wine tanks

What “covered” should feel like.

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