
For many people, Medicare can feel mysterious or confusing as they approach age 65. The program is structured differently from the employer-sponsored health plans most people are accustomed to, including its approach to preventive care.
Since 1885, we have built a tradition of earning your trust twice: at the time of purchase and at the time of need. Learn more about what sets Morris & Garritano apart when it comes to insurance services.
01
Our mission of providing excellent products and service starts with learning and understanding your business needs and financial objectives so that we may work together to create a plan that fits your unique operations.
We provide a broad range of products for group employee benefit programs and are licensed to represent every major carrier. Find support in learning what you can offer your teams while managing your benefits plan with ease.
02
03
At Morris & Garritano, we build insurance plans around you and your specific needs. Your personal insurance policies should give you complete confidence that what needs protection is secured. Whether it’s coverage for home, auto, theft, or fire, we’ve got your back.

For many people, Medicare can feel mysterious or confusing as they approach age 65. The program is structured differently from the employer-sponsored health plans most people are accustomed to, including its approach to preventive care.

Wondering why do vaccinations matter? Understand immunization and learn how to get the most out of your healthcare plan.

Overview of ACA affordability requirements for employer-sponsored health coverage, including annual percentage thresholds, IRS safe harbors (FPL, Rate of Pay, Form W-2), and key factors affecting employee contributions such as flex credits, opt-out incentives, and wellness programs.

Morris & Garritano has been recognized in two national insurance industry rankings, Business Insurance's 2026 Top 100 U.S. Brokers and The Hales Report Top 100 U.S. Agents & Brokers.

Each year, the WCIRB (Workers' Compensation Insurance Rating Bureau) reviews and updates Dual Wage Thresholds and Minimum/Maximum Payroll requirements for Executive Officers & Owners. This announcement is to keep you informed about key updates that could impact your workers’ compensation coverage.
Morris & Garritano
has provided trusted advisory since 1885.
We pride ourselves on taking a personalized approach to insuring your assets and protecting your people with reputable service and excellence.
Our teams are the backbone of our operations.
By investing in our people, we invest in our success. Meet the teams behind our award-winning service and operations.

Find your place at Morris & Garritano.
Our agency is committed to being a place where our employees thrive. Learn more about our opportunities for new talent & growth!

What "covered" should feel like.
What "covered" should feel like.
What "covered" should feel like.

What "covered" should feel like.
What "covered" should feel like.